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EBC Financial Group and the University of Oxford's Department of Economics

Bridging research and reality to reshape how we navigate the global economy

Overview Past Episodes of WERD Special Guests In the News

It All Started With A Simple Idea: Education Empowers

At EBC Financial Group, we believe responsible finance starts with accessible knowledge. That's why we've partnered with the University of Oxford's Department of Economics to bring world-class research to real-world audiences.

Through the What Economists Really Do (WERD) series, we're advancing financial literacy, sparking critical dialogue, and empowering the next generation of investors, leaders, and thinkers.

Rooted in our values of fairness, responsibility, and integrity, this collaboration reflects our ongoing commitment to a more informed, inclusive financial future.

Real Conversations, Real Impact

1st WERD Episode:

The Economics of Tax Evasion

Details

Explored the impact of tax evasion on both global and local economies, highlighting the importance of financial literacy in addressing complex economic issues

Date

March 2024(What Economists Really Do 2023-2024 edition)

Speakers

Dr. Abi Adams, Professor of Economics, University of Oxford & Associate Head (External Engagement), Department of Economics
Dr. Sarah Clifford, Professor of Economics, University of Oxford
David Barrett, CEO of EBC Financial Group (UK) Ltd as the official guest speaker

Format

Zoom Recording

2nd WERD Episode:

Sustaining Sustainability: Balancing Economic Growth and Climate Resilience

Details

Explored how macroeconomic policies can help address some of the world's most urgent environmental challenges while ensuring economic stability

Date

November 2024 (What Economists Really Do 2024-2025 edition)

Speakers

Dr. Banu Demir Pakel, Professor of Economics, Session Moderator
Dr. Andrea Chiavari, Professor of Economics, Keynote Speaker
Dr. Nicola Ranger, Director of the Global Finance and Economy Group and Resilient Planet Finance Lab, Oxford
David Barrett, our CEO at EBC Financial Group (UK) Ltd

Format

First WERD event to feature a dedicated panel discussion session in a hybrid setting

3rd WERD Episode:

Think Like an Economist: Financial Literacy and Economic Understanding in the Age of Uncertainty

Details

The seminar delved into the importance of enhancing citizens' economic literacy through education and communication—even highly educated individuals may encounter difficulties in understanding policies, politics, and personal finance

Date

November 11, 2025, 20:00 (Beijing Time/BJT)

Guests

Michael McMahon, Professor of Economics at the University of Oxford, Senior Research Fellow at St Hugh's College.
Banu Demir Pakel, Professor of Economics and Associate Head (External Engagement) at the Department of Economics, University of Oxford.
David Barrett, CEO of EBC Financial Group (UK)

Format

Zoom Recording

Our Guest Speakers

Michael McMahon

Professor of Economics at the University of Oxford, Senior Research Fellow at St Hugh's College.

Having worked for many years at the Bank of England, he is now a member of the Irish Fiscal Advisory Council. Specializing in macroeconomics, monetary policy, and central bank communication, he has been commissioned by the International Monetary Fund (IMF) to teach central bank officials and policymakers in various Asian countries, helping to enhance their professional capabilities. Professor McMahon's research has been frequently published in top-tier journals such as The Quarterly Journal of Economics and The Review of Economic Studies, solidifying his prominent position in the economics community at Oxford and globally.

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Nicola Ranger

Head of Environmental Resilience and Martin Systems at the University of Oxford

Nicola Ranger leads Environmental Resilience and Martin Systems Resilience at the University of Oxford. She founded the Global Finance and Economics Group at the Environmental Change Institute, collaborating with financial institutions and governments to advance research at the intersection of finance and climate. Ranger has developed stress testing methods with the IMF, World Bank, NGFS, and the UK Climate Financial Risk Forum. She also advises the EU Commission's EMDE Sustainable Investment High-Level Expert Group, the UK Green Tech (Taxonomy) Advisory Group/LNAS, FCDO, and the London School of Economics.

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Andrea Chiavari

Associate Professor of Economics at the University of Oxford

Andrea Chiavari is an associate professor at the University of Oxford's Department of Economics, specialising in macroeconomics with a focus on corporate dynamics and technological change. He explores how economic models can foster sustainable development, studying climate change's impact on corporate productivity and capital allocation, while enhancing economic efficiency and resilience in uncertain environments.

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Banu Demir Pakel

Associate Professor of Economics at the University of Oxford

Banu is an associate professor of economics at the University of Oxford, specialising in the intersection of international trade and development economics. Her research examines how firms adjust to trade-related shocks and how these adjustments influence aggregate economic outcomes like growth and income. She is a research affiliate of the CEPR (International Trade and Regional Economics Programme) and an affiliate of the CESifo Research Network in Munich.

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David Barrett

CEO of EBC Financial Group (UK) Ltd

David is the CEO of EBC Financial Group (UK) Ltd, with over thirty-five years of experience in Foreign Exchange, Fixed Income, Commodities, Derivatives, and CFDs. While he has spent much of his career in Tier One Institutions, he has also specialised in building and restructuring smaller businesses. This background has equipped him with extensive knowledge in strategy, business management, product development, derivative structuring, funding, and oversight in these areas.

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Sarah Clifford

Associate Professor of Economics, Department of Economics, the University of Oxford

Dr. Sarah Clifford, a leading expert in 'tax avoidance economics' at the University of Oxford, explores the economic principles behind tax avoidance and related behavior models. She was among the first to use multinational panel data to study MNE effective tax rates and played a key role in developing the OECD's 'GloBE' proposal on base erosion, significantly advancing the BEPS framework. Her latest paper examines the global impact of tax avoidance and how effective policy interventions can mitigate this issue.

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Abi Adams-Prassl

Professor of Economics, Nuffield College, Associate Head (External Engagement)

Professor Abi Adams-Prassl specialises in applied microeconomics, using empirical methods to integrate data into decision models for individuals and households. As a member of the UK Government's Office for Science, she led initiatives on risk management and resilience planning, extending short-term measures into long-term strategies. Additionally, she has developed a quantitative framework for the UK legal system, balancing judicial access and transparency in the era of big data.

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In The News

Oxford and EBC Financial Group on What's Holding Us Back

EBC and Oxford's WERD Series Brings Fresh Perspectives on Climate and Economy

EBC and the University of Oxford's Department of Economics Announce WERD Episode

Making Financial Education Accessiblewithout 'Elitist Tendencies

Complacency, not Complexity, the BiggestChallenge as 66% Adults in OECD CountriesLack Basic Financial Literacy

Oxford and EBC Financial Group on What's Holding Us Back

EBC and Oxford's WERD Series Brings Fresh Perspectives on Climate and Economy

EBC and the University of Oxford's Department of Economics Announce WERD Episode

Making Financial Education Accessiblewithout 'Elitist Tendencies

Complacency, not Complexity, the BiggestChallenge as 66% Adults in OECD CountriesLack Basic Financial Literacy

Let's Build the Next Chapter Together.

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